Terms of Service

Last updated: September 14, 2026 · LifeOS v1.0.0

Agreement

By creating an account or using LifeOS, you agree to these Terms of Service. If you do not agree, do not use the application.

Service Description

LifeOS is a personal productivity SaaS application providing planner, calendar, finance, memories, habits, goals, and optional AI assistance. Features may vary by plan and deployment configuration. See Plans for current offerings.

Age Requirement

LifeOS is intended for users who are at least 13 years old. By creating an account, you confirm that you meet this minimum age. We do not knowingly allow accounts for children under 13 and do not collect date of birth or government ID for age verification at signup.

Marketing Communications

LifeOS may occasionally send optional product updates and promotional emails if you choose to receive them. Marketing email is never required to create or use an account. You can opt in at signup or later in Settings → Privacy, and you can opt out at any time using Settings or the unsubscribe link in a promotional email. Account-related messages (such as password reset, verification, security notices, and billing receipts) are service communications and may still be sent even when marketing email is turned off.

Your Account & Responsibilities

You are responsible for maintaining the confidentiality of your password and vault PIN.
You must provide accurate registration information and keep your email current.
You must not share your account credentials or attempt to access another user's data.
You are responsible for the content you upload and for maintaining your own backups of important data.
You must ensure you have the rights to store and use any content you upload (text, images, audio, and other files).
We may suspend or terminate accounts that violate these terms or pose a security risk.

Acceptable Use

You agree not to:

Upload unlawful, harmful, infringing, or abusive content.
Attempt to bypass authentication, vault protections, or user isolation controls.
Probe, scan, or attack the service or other users' accounts.
Reverse engineer the service to extract other users' data.
Use automated tools to overwhelm the server or scrape other users' information.
Use LifeOS to distribute malware, spam, or fraudulent content.
Use LifeOS for any purpose that violates applicable law.

Intellectual Property

LifeOS software, branding, and documentation are owned by the LifeOS operator and its licensors. You retain ownership of the content you create in LifeOS (tasks, notes, memories, recordings, and financial entries). You grant us a limited license to store and process that content solely to provide the service to you. Third-party components remain under their respective licenses listed on Credits.

AI-Generated Content Disclaimer

Optional AI features (including Ask LifeOS and provider-backed answers when enabled) may produce incomplete, incorrect, or outdated information. AI output is provided for convenience only and is not professional financial, legal, medical, or other advice. You are solely responsible for verifying AI output before acting on it.

Payments & Plans

Paid plans and add-ons may be purchased through:

LifeOS website (Razorpay): Premium (₹149), Pro (₹249), storage boosters, AI boosters, and voluntary support donations as shown on Plans and Support at checkout. Web checkout uses one-time Razorpay orders as implemented at purchase time.
Google Play / Apple App Store: When offered, subject to the store's terms and billing systems.

Prices, limits, and included features are shown before purchase. Taxes may apply. Successful payment activates the purchased plan or credits your account with booster entitlements. Payment processing is handled by Razorpay or the applicable store; LifeOS does not store full payment card credentials.

Refund eligibility is described in our Refund Policy. Platform store purchases follow those stores' refund rules.

Account Termination

You may deactivate your account at any time from Settings → Security (Account Management). Deactivation preserves your data until you reactivate or permanently delete when eligible.

You may permanently delete your account from Settings when eligible. Accounts with successful paid billing history cannot be permanently deleted from Settings because LifeOS retains billing records tied to that account; you may deactivate instead or contact support@lifeos.vision for assistance. Permanent deletion, retention periods, and backup implications are described in the Account Deletion Policy and Data Retention & Lifecycle Policy.

We may suspend or terminate access for violations of these terms, unlawful use, repeat copyright infringement, or security risk, with notice when reasonably practicable.

Service Availability

We strive for reliable uptime but do not guarantee uninterrupted access. Maintenance, backups, and security updates may cause brief downtime. See Help / FAQ for backup guidance.

Disclaimer of Warranties

LifeOS is provided "as is" without warranties of any kind, express or implied, including fitness for a particular purpose. LifeOS is a productivity tool, not financial, legal, or medical advice.

Limitation of Liability

To the maximum extent permitted by law, LifeOS and its contributors are not liable for indirect, incidental, or consequential damages arising from your use of the application, including data loss. You are responsible for maintaining your own backups. Nothing in these terms limits liability where prohibited by applicable consumer protection law.

Governing Law

These terms are governed by the laws of India, without regard to conflict-of-law principles. Disputes shall be resolved in courts of competent jurisdiction in India unless otherwise required by mandatory applicable law in your country of residence.

Contact

Legal or terms inquiries: support@lifeos.vision